Introduction: As a computer polytechnic student, I have compiled information about various insurance schemes covering different risk factors for businesses in India. This report aims to provide an overview of the different insurance schemes available for businesses and the risk factors they cover. Insurance Schemes for Businesses in India 1. Property Insurance: Property insurance covers the loss or damage to the physical assets of a business due to events such as fire, natural calamities, theft, or accidents. The coverage includes buildings, equipment, furniture, and inventory. Property insurance is essential for businesses that own or lease property. 2. Liability Insurance: Liability insurance covers the legal liability of a business towards third parties for damages caused due to the business's operations. This includes bodily injury, property damage, or personal injury caused due to negligence or wrongful acts of the business. Liability insur...